Medicare Tips

Traveling and the Medicare Recipient

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Open Enrollment has officially come to an end and the holidays are upon us and often the holidays bring with them plenty of traveling to see our families and friends. Have you ever wondered what’s covered should you leave the United States as a Medicare recipient? Medicare.com has a great article regarding what is and isn’t covered, check it out here. Brief recap of the article: Medicare usually doesn’t cover health care when you are outside of the United States, but there are a few exceptions including some scenarios on cruises or in Canada. Importantly the article also notes that Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands and American Samoa are all considered a part of the United States and as such Medicare does provide some coverage in these place but be sure you are aware of how your network works before traveling. All in all, it’s always a good idea to check out a travel policy before traveling somewhere to ensure you will be covered if some unforeseen medical emergency were to happen. As always, feel free to call our office at 1-800-535-1310 with any insurance questions and our staff will be happy to help you!

Medicare Open Enrollment Starts Soon

✔ If you are satisfied with your current health care and/or prescription plan(s) no action is needed.

✔ If you wish to make changes to your existing plans or coverage, please consider the following information.

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Medicare Open Enrollment

Who: age 65+

Enrollment Dates: October 15 through December 7, 2018

Action Required: Contact us as soon as possible for a free consultation.

ALL people with Medicare have the OPTION of changing their health plan and

prescription drug coverage. During this period we are happy to assist you. Medicare

Supplement Plans are not affected and can be changed at any time (we are happy

to assist with that also).

 

Individual Major Medical (ACA) Open Enrollment

Who: under age 65 (non-Medicare)

Enrollment dates: November 1 through December 15, 2018

Action Required: Contact us as soon as possible for a free consultation.

 

As a valued client, Seniors' Insurance Services is always available for no-cost

assistance with questions, claims support, and to help evaluate or review your

current health insurance choices. Whether you are under age 65 or have been part

of Medicare for years, our team is dedicated to helping you understand this

challenging world of healthcare insurance.

 

Our goal is to earn your trust and respect, and have you as a client for life! Feel free to call our office at 1-800-535-1310 with any insurance questions and our staff will be happy to help you!